What are the benefits of a UniSuper Flexi Pension?
A Flexi Pension allows you to turn your hard-earned superannuation into a regular, cost-effective income stream.
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Flexible payment options
Choose how much and how often you’re paid (subject to minimum and maximum amounts).
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Low fees
With some of the lowest fees around, we can help your savings go further into your retirement.
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Invest your balance
Continue receiving returns on your balance from our range of investment options, including our award-winning options.
What are the different types of Flexi Pension?
This Flexi Pension can be a great option if you have reached your preservation age*, are under age 65 and want to continue working.
This option creates a tax-effective income stream that enables more of your pay to be salary sacrificed to help boost your super.
This Flexi Pension can be a great option if you have turned 65 or have reached your preservation age* and have retired from work.
This option allows you to access your super as an income stream and make lump-sum withdrawals.
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What is a Beneficiary Income Stream (BIS) Flexi Pension?
A BIS Flexi Pension allows you to receive an income stream from a death benefit. You can only start a BIS Flexi Pension if you’re entitled to receive a death benefit and you’re the spouse of the deceased.
By choosing to receive an income stream from a BIS Flexi Pension:
- you decide how much you want to draw and how often (subject to the minimum amount set by the government),
- your lump sum can be invested across our range of investment options,
- you can access additional money whenever you need it, and
- you have secure online access to your account.
For more information on the BIS Flexi Pension, read the Flexi Pension product disclosure statement (PDF, 3.1 MB).