How does the Retirement Income Calculator work?
Our Retirement Income Calculator can help you visualise your income throughout your retirement and will take into account:
• the government Age Pension and your other income sources in retirement,
• your partner's retirement income and assets,
• the impact making lump sum withdrawals may have on your retirement income,
• how strong or weak markets may impact your retirement income, and more.
This short video will help you get the most out of our Retirement Income Calculator.
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Read the transcript
Estimating your income in retirement
The Retirement Income Calculator is a powerful tool, and it’s designed to help you imagine your financial future.
Think of it like a smart simulation.
Unlike some calculators, the story continues after you receive your initial results.
We make it easy for you to explore the way your choices could affect your plans in a safe and accessible way.
Curious to see what happens if you change your target income? Adjust the figures to compare.
Wondering if you’ll be able to reach your travel goals? You can also project your finances with alternative investment strategies, or under different market conditions.
Click through and tweak the settings to see what your retirement income could look like with stronger or weaker-than-expected market performance.
Thinking about taking a lump sum so you can make those renovations to your home? Or curious about the potential impact of shifting some of your funds into another retirement income option? Our calculator shows you what you could expect.
With options to factor in single or joint retirement plans, and the Age Pension—whatever your circumstance, UniSuper is here to help you get prepared.
Check out our Retirement Income Calculator today and look forward to a greater future.
Who is the Retirement Income Calculator designed for?
The Retirement Income Calculator is designed for people that know their estimated super balance at retirement and are:
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• no more than 5 years away from retiring, or
• currently living in retirement.
This calculator isn’t designed for Defined Benefit Division (DBD) members. If you’re a DBD member, please call Member Services on 1800 331 685 for your estimate.
If you need support while using the calculator or need guidance on what your next steps should be, you can talk to a retirement adviser at any time.
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Things you need to know
1Calculator results are estimations only and are speculative in nature. The results are based on assumptions made about the future and the limited personal information you have provided. Calculator results should not be solely relied upon to make financial decisions. Before making decisions, you should consider your personal circumstances, objectives, and goals and consider seeking financial advice.