Our investment options

Suitability and risk

Suits members who want exposure to a range of asset classes, are comfortable with the value of their investments fluctuating, are comfortable with greater volatility because of sustainable screens, and are comfortable with the explanation of listed property exposures in the How we invest your money booklet (PDF, 1.1MB) and the returns being different from (and more volatile than) returns from owning real property.

6 years
Suggested minimum investment time frame
High
Summary risk level
Pre-Mixed
Option type
$7.9 billion

Option size1

As at 31 August 2024

Expected frequency of negative annual return
Four to less than six in 20 years
Total investment fees and costs and transaction costs (%)
Super 0.44% | Pension  0.37%

Objective and performance

To invest in a diversified portfolio of Australian and international shares that are selected on the basis of sustainable investment criteria (and the application of some negative screens and/or positive attributes), together with Australian listed property, fixed interest, infrastructure, private equity and cash assets. Refer to the ‘How we manage your investments’ section of ‘How we invest your money booklet (PDF, 1.1 MB)’ for more information.

Sustainable and environmental investing means different things to different people. Different products have different investment criteria. Read our website to find out what sustainable and environmental investing means to us and what our investment options invest in.

Objective

To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 3% p.a. more than inflation (CPI) over the suggested time frame.2

Performance against objective

2
% p.a. over 6 years
As at 30 Sep 2024
CPI + 3% Sustainable Balanced performance Outperformance
6.4 7.7 1.3
Performance objectives are not promises or predictions of any particular rate of return. 

        

        

            
Performance

2

            

            

                
% p.a.

                
As at 31 Oct 2024

            

            

                

                    

                        

                            
                                

                                    Timeframe
                                    Sustainable Balanced return
                                    

                                
                                
                                        

                                            1 month
                                            0.57
                                            

                                        

                                            3 months
                                            1.70
                                            

                                        

                                            Financial year to date
                                            3.70
                                            

                                        

                                            1 year
                                            20.86
                                            

                                        

                                            3 years
                                            4.26
                                            

                                        

                                            5 years
                                            6.90
                                            

                                        

                                            7 years
                                            7.79
                                            

                                        

                                            10 years
                                            7.87
                                            

                                        
                                    

                                

                            

                        

                        

                            Periods less than a year are not annualised.
                        

                    

                




    

        

            

                
Sustainable Balanced option performance ($)
2

                
As at 19 Dec 2024

            

            

                

            

        

    


    

    





    

        

            
Objective

            


To achieve returns (after taxes and investment expenses, before deducting account-based fees) that are at least 3% p.a. more than inflation (CPI) over the suggested time frame.2


                
Performance against objective

2

                

                    
% p.a. over 6 years

                    
As at 30 Sep 2024

                

                

                    

                        

                            

                                
                                    

                                        CPI + 3%
                                        Sustainable Balanced performance
                                        Outperformance
                                    

                                
                                
                                

                                    6.4
                                    8.5
                                    2.1
                                

                                
                            

                        

                    

                

                

                    Performance objectives are not promises or predictions of any particular rate of return.
                

        

    




    

        

        

        

            
Performance

2

            

            

                
% p.a.

                
As at 31 Oct 2024

            

            

                

                    

                        

                            
                                

                                    Timeframe
                                    Sustainable Balanced return
                                    

                                
                                
                                        

                                            1 month
                                            0.64
                                            

                                        

                                            3 months
                                            1.92
                                            

                                        

                                            Financial year to date
                                            4.16
                                            

                                        

                                            1 year
                                            23.24
                                            

                                        

                                            3 years
                                            4.51
                                            

                                        

                                            5 years
                                            7.56
                                            

                                        

                                            7 years
                                            8.61
                                            

                                        

                                            10 years
                                            8.76
                                            

                                        
                                    

                                

                            

                        

                        

                            Periods less than a year are not annualised.
                        

                    

                




    

        

            

                
Sustainable Balanced option performance ($)
2

                
As at 19 Dec 2024

            

            

                

            

        

    




    


                    

            
    
    




        

        
    







    



                    

    








    




    

        


Allocations
        

    




    


        

            

                    

                        

                            
Strategic asset allocation

3
                        

                        
As at 28 September 2024

                    

                    

                        

                            

                                

                                    
                                        

                                            Asset class
                                            Allocation
                                        

                                    
                                    
                                                

                                                    
                                                        

                                                        
International Shares

                                                    		
                                                    39.0%
                                                

                                                

                                                    
                                                        

                                                        
Cash & Fixed Interest

                                                    		
                                                    26.0%
                                                

                                                

                                                    
                                                        

                                                        
Australian Shares

                                                    		
                                                    25.0%
                                                

                                                

                                                    
                                                        

                                                        
Infrastructure & Private Equity

                                                    		
                                                    10.0%
                                                

                                                

                                                    
                                                        

                                                        
Property

                                                    		
                                                    0.0%
                                                


                                    
                                

                            

                        

                    

            

        


        


    


        

            

        

    



    









    

                    









    

        

            

                
Major holdings
4


By value (descending order) as at 31 Aug 2024
5

            


            

                    

                            
Fixed Interest

                        
    
                                
  • 
                                    First Sentier Managed Debt Trust
                                
    • 
                                
  • 
                                    State of Queensland
                                
    • 
                                
  • 
                                    ANZ Banking Group
                                
    • 
                                
  • 
                                    State of New South Wales
                                
    • 
                                
  • 
                                    Commonwealth Bank of Australia
                                
    • 
                                
  • 
                                    National Australia Bank Ltd
                                
    • 
                                
  • 
                                    State of Victoria
                                
    • 
                                
  • 
                                    International Bank for Reconstruction & Development
                                
    • 
                                
  • 
                                    Asian Development Bank
                                
    • 
                                
  • 
                                    Westpac Banking Corp
                                
    • 
                        

                    

                    

                            
Australian Shares

                        
    
                                
  • 
                                    Commonwealth Bank of Australia
                                
    • 
                                
  • 
                                    CSL Ltd
                                
    • 
                                
  • 
                                    Goodman Group
                                
    • 
                                
  • 
                                    National Australia Bank Ltd
                                
    • 
                                
  • 
                                    Westpac Banking Corp
                                
    • 
                                
  • 
                                    Cleanaway Waste Management Ltd
                                
    • 
                                
  • 
                                    Macquarie Group Ltd
                                
    • 
                                
  • 
                                    ANZ Group Holdings Ltd
                                
    • 
                                
  • 
                                    Suncorp Group Ltd
                                
    • 
                                
  • 
                                    NEXTDC Ltd
                                
    • 
                        

                    

                    

                            
International Shares

                        
    
                                
  • 
                                    Apple Inc
                                
    • 
                                
  • 
                                    Microsoft Corp
                                
    • 
                                
  • 
                                    NVIDIA Corp
                                
    • 
                                
  • 
                                    Alphabet Inc
                                
    • 
                                
  • 
                                    Amazon.com Inc
                                
    • 
                                
  • 
                                    London Stock Exchange Group PLC
                                
    • 
                                
  • 
                                    Broadcom Inc
                                
    • 
                                
  • 
                                    Eli Lilly and Co
                                
    • 
                                
  • 
                                    ASML Holding NV
                                
    • 
                                
  • 
                                    Novo Nordisk A/S
                                
    • 
                        

                    

            

                

                    
                        View all holdings
                    
                

        

    



    

        


Things you need to know


    
    
  1. Size of both accumulation and pension assets.
    2. 
    
  2. Past performance is not an indicator of future performance. Option returns are calculated net of investment expenses and taxes but are gross of account-based fees. Due to rounding, excess return may not equate to the difference between option return and median return. The SuperRatings data is based on the SuperRatings survey for the relevant period and does not take into account any subsequent revisions or corrections made by SuperRatings.
    3. 
    
  3. The strategic asset allocation may change and may be altered by the trustee from time to time to suit prevailing market circumstances. Actual allocation will deviate from their targets, but are monitored so they are kept within a range approved by the Trustee.
    4. 
    
  4. These holdings may change from time to time. The above holdings are the outcome of various strategies applied by UniSuper and by a range of investment managers taking into account a variety of considerations, many of which are specific to UniSuper and superannuation funds in general. The above lists are published for informational purposes only and are not a recommendation or endorsement of any of the companies listed, for inclusion in your personal portfolio. Before selecting companies to invest in personally, you should seek professional financial advice that takes into account your personal circumstances and investment objectives. Value includes direct holdings only and does not include exposures from indirect holdings.
    5. 
    
  5. Value includes direct holdings only and does not include exposures from indirect holdings.
    6. 




This information is of a general nature only and does not take into account your individual objectives, financial situation or needs. You should read the product disclosure statement and booklets relevant to your membership category, consider the appropriateness of the information having regard to your personal circumstances and consider consulting a licensed financial adviser before making an investment decision based on information contained here.

        

    


    


    



        

    

    
    
    
    




    



    

            


                X
            

        

            Cookies help us improve your website experience.

By using our website, you agree to our use of cookies.
        

        


            Confirm