Get your ducks in a row for 2024

Video transcript: Get your super sorted in 2024

Kiran Bhullar, Private Client Adviser

If you are thinking about setting some financial New Year's Resolutions, it's great to start by getting your super account organised.

In my experience, far too many people don't engage with their superannuation early enough.

If you have multiple super accounts, consolidating your super¹ into a single account not only helps to minimise the fees, it also makes it easier for you to manage your super in the future.

How your superannuation is invested, and the options available to you, is also important.

And remember to review your insurance cover. You can adjust your insurance amounts to the level you require to make sure it meets your needs.

A great way to engage with your super early on is a 30-minute health check with one of our superannuation consultants². They can provide general advice to help you with all the topics I have mentioned, and it's included as a service in your membership. We offer appointments over the phone, via secure video meetings, in person, on campus, or at our member centres. It's easy to book an appointment online at a time and location that suits you.

We also have a range of other support options available, including comprehensive advice from highly qualified, experienced financial planning professionals.

For more information on how we can help you get your super organised, visit unisuper.com.au/advice.

¹ Before combining your super, consider the possible effects this might have on things like the fees you pay, the conditions of your insurance (including whether you can transition your insurance in your other fund to UniSuper) and the tax on your super. There could be other effects too, so it’s best to seek financial advice if you’re unsure.

² If you require advice tailored to your individual needs, our super consultants will refer you to the appropriate service, such as Comprehensive Advice.

The information contained in this video is of a general nature and doesn't consider your personal circumstances. Before making decisions, consider the relevant product disclosure statement (PDS) and target market determination (TMD) on our website and your circumstances, and whether to seek financial advice.

UniSuper advice is operated by UniSuper Management Pty Ltd ABN 91 006 961 799(USM), which is licensed to provide financial product advice. USM is also the administrator of the fund UniSuper ABN 91 385 943 850 (UniSuper). UniSuper Limited ABN 54 006 027 121 is the trustee of UniSuper.