Product Disclosure Statements

This PDS contains information about the Personal Account product and membership. It also includes references to the documents below which you should read with this PDS.

This important information booklet explains the fees and costs involved in having a Personal Account.

This important information booklet explains the types of contributions you can make, contributions caps, when you can access your super, withdrawals and Choice of Fund.

This important information document provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information booklet includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This PDS contains information about the Accumulation 1 product and membership. It also includes references to the documents below which you should read with this PDS.

This important information document explains the fees and costs involved in having an Accumulation 1 account.

This important information document explains the types of contributions you can make, contributions caps, how super is taxed, when you can access your super, withdrawals and Choice of Fund.

This important information document provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information document includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This PDS contains information about the Defined Benefit Division and Accumulation 2 products and membership. It also includes the application forms and references to the documents below which you should read with this PDS.

This important information document explains the types of contributions you can make, contributions caps, how super is taxed, when you can access your super, withdrawals and Choice of Fund.

This important information document provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This important information document includes information about insurance, including how to apply, the level and type of cover available, the cost of cover, eligibility and cancellation of cover, relevant definitions and the other conditions and exclusions that may apply and may affect your entitlement to insurance cover. You should read this before deciding whether the insurance is right for you.

This PDS contains information about the Flexi Pension product and membership. It also includes the application form and references to the document below which you should read with this PDS. 

This important information document provides details about each of our investment options, investment switching, how we manage and may change your investment options and our key considerations in determining the investment options.

This PDS contains information about the Lifetime Income product and membership. It also includes the application form.

This PDS contains information about the Defined Benefit Indexed Pension product and membership. It also includes the application form.

This TMD seeks to provide individuals considering acquiring the Personal Account product, and distributors of the Personal Account product, with an understanding of the types of individuals for whom this product has been designed.

This TMD seeks to provide individuals considering acquiring the Accumulation 1 product, and distributors of the Accumulation 1 product, with an understanding of the types of individuals for whom this product has been designed.

This TMD seeks to provide individuals considering acquiring the Accumulation 2 product, and distributors of the Accumulation 2 product, with an understanding of the types of individuals for whom this product has been designed.

This TMD seeks to provide individuals considering acquiring the Flexi Pension product, and distributors of the Flexi Pension product, with an understanding of the types of individuals for whom this product has been designed.

This TMD seeks to provide individuals considering acquiring the Lifetime Income product, and distributors of the Lifetime Income product, with an understanding of the types of individuals for whom this product has been designed.

This fact sheet explains the process to apply for your super benefits under the departing Australia superannuation payment (DASP) provisions and some of the consequences of not claiming your benefits when you permanently leave Australia.

This fact sheet provides information on things you may need to consider if you're facing redundancy and how we can help you.

This fact sheet provides information about how your super is affected if your salary is reduced or you're working less.

This fact sheet explains how a UniSuper member and their spouse can split super interests under the Family Law Act in the event of divorce or separation.

This fact sheet explains how to make a full or partial withdrawal from your super.

This fact sheet gives you information about providing certified copies of your proof of identity to prove you are the person to whom your super belongs.

This booklet explains what you can do with your super when you leave your current job, and how you can stay with UniSuper.

Information for members who joined the Defined Benefit Division before 1 January 2015

A summary of how the Defined Benefit Division works, including its advantages and risks.

This fact sheet explains how a partial withdrawal impacts the calculation of your defined benefit component.

Your options if you're at risk of exceeding their concessional contributions cap as a DBD member who joined before 12 May 2009.

This fact sheet provides information about how your super is affected if your salary is reduced or you're working less.

Your options if you're at risk of exceeding their concessional contributions cap as a DBD member who joined after 12 May 2009.

This fact sheet provides information on temporary allowances and clarifies how allowances commencing on or after 18 April 2015 are treated.

How inbuilt benefits are calculated for members who joined the DBD before 1 January 2015.

This fact sheet explains how to open a Flexi Pension account and the eligibility requirements under the transition to retirement rules.

This fact sheet explains how Defined Benefit Indexed Pensions are calculated.

This fact sheet explains how to calculate your annual pension from your Term Allocated Pension for the financial year.

This fact sheet explains the steps required to submit a claim for the death benefit of a UniSuper member who has passed away.